How to choose the best travel insurance

 

All the biggest insurance companies in the world have a travel insurance packages which are very good; However, depending on some factors, not all of these insurances are well suited for you.

Factors To Consider When Choosing A Travel Insurance Package Or Company

Frequency Of Travel

The number of times you travel matters a lot and is one of the most important factors to consider. When choosing a package or even a travel company to register with.

For a travel blogger, YouTuber or an executive whose jobs depends on travelling, definitely, getting an insurance package will be of great benefit unlike if you only travel for vacation purposes.

Travel Destination

Are you travelling locally or internationally? Is it within Africa, Europe or anywhere in the world? This is important you want to consider the cost of travel versus travel insurance package.

Purpose Of Travel

Are you thinking of getting a medical evacuation cover or just a travel plan? Are you travelling as a tourist or as a doctor across border?

Travel Insurance Companies

In no ranking order, Here are the most assured travel insurance companies;

AIG Travels

I’m starting with AIG travels because they were awarded top honors by Forbes Advisor in their Best Travel Insurance Companies of 2020 out of 15 travel insurance companies that was ranked.

The popular travel insurance company has different travel insurance packages which basically covers all the areas where travelling can make you lose money.

Previously, they had 3 plans which are Platinum Gold and Silver. Currently, they have added 3 more plans which are Deluxe, Preferred and Essential

HTH Worldwide

HTH worldwide is another trusted travel insurance company which offers different plans and covers from medical to Luggage theft which also includes; hospital care, surgery, prescription drugs and medical evacuation.

They have a single trip plan and multi trip plan and their Medevac covers pre-existing conditions. HTH covers not only travel; it’s services extends to health, life and academic etc

AXA Mansard Travel Insurance

AXA Mansard is an indegenious company and a member of AXA Group which has an estimation of about 166,000 employees serving around 107 Million clients in 64 countries around the world.

Travel services includes:

  • Compensation of unplanned cost if flight is delay
  • A registered member is covered if luggage is misplaced or stolen
  • Medical Evacuation purposes both locally and internationally
  • Expenses accrued due to trip cancellation which is caused by death of relatives
  • If your luggages were hijacked during transit
  • Mortal remain repatriation

 

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